Under the strategy Dare to Act. Now., Triodos Bank brings together its commitments to:

  • Cut absolute financed emissions by at least 42% by 2030
  • Finance 275 energy-transition projects in next five years, focusing on decentralised, next-generation and community-led solutions
  • Channel €500 million into high-integrity Nature-based Solution, with positive biodiversity impact reporting starting in 2026
  • Advocate for systemic change on climate and nature, for example mandatory rules that align financial flows with 1.5°C and nature recovery

This marks the first time Triodos Bank unites climate and biodiversity ambitions in a single strategy.

Marcel Zuidam, CEO at Triodos Bank: “Climate change and biodiversity loss are not separate crises. They are deeply interconnected. Restoring ecosystems is essential to stabilising the climate, and climate action must protect biodiversity. Our strategy is about real reductions, real solutions, and real leadership. We invite the financial sector to join us in embracing long-term wellbeing and taking action for a hopeful future. Together, we can drive the systemic change needed to stay within planetary boundaries. This means aligning financial flows with the Paris Agreement, investing in nature restoration and a clear roadmap to end the financing of the fossil fuel industry.”

Four pillars of Triodos Bank’s Climate & Nature Strategy:

 

1. Reduce real emissions now

Earlier this year, we announced that we aim to reduce our absolute financed emissions by at least 42%, instead of the 32% we announced in 2022. The target focusses on three activities that generate 90% of the bank’s footprint: business loans, mortgages and listed equities and bonds from Triodos Investment Management.

2. Accelerate the energy transition 

Triodos Bank has set a target to finance 275 energy transition projects in the next five years. Building on our strong track record in renewable energy finance, we focus on next-generation solutions that remove bottlenecks, decentralise power and ensure the transition is fair, inclusive, and resilient. A deal-count target ensures finance not only flows to big utilities but also to cooperatives, innovators and smaller community led-solutions who often struggle to access mainstream capital.

3. Scale Nature-based Solutions (NbS)

Triodos Bank announced in 2024 that it’s aiming to deploy EUR 500 million into Nature-based solutions that address climate and biodiversity together, supporting projects that deliver measurable ecological and social benefits. From 2026, we will report our progress on this target for the first time. Another goal is to start reporting on positive biodiversity impact for the financial year 2026. Measuring the positive biodiversity impact of NbS helps to show how financed projects deliver tangible benefits for biodiversity. 

4. Advocate for systemic change

Banks are still funnelling EUR 650 billion each year into fossil fuels, perpetuating dependency. Governments, investors and businesses are backtracking on earlier regulations and commitments. This means strong advocacy on climate and nature is more urgent than ever. We will push for international agreements, like the Fossil Fuel non-Proliferation Treaty, to phase out fossil fuels and create frameworks for high-integrity NbS, while also campaigning for energy-efficient housing and biobased building. We ask for binding rules on:

  • Mandatory fossil-phase-out pathways for all banks
  • Required short-term (2030–2035) emissions reduction targets with a transparent action plan
  • Alignment of financial regulation with the Paris-agreement and sticking to 1.5C reduction pathways
  • Separate emissions reduction targets and carbon removal targets
  • Robust integrity standards for Nature-based Solutions