Acceso Crediticio, a Peruvian-based financial services firm established in 2011, with extensive experience in vehicle lending, plays a strong role in financial inclusion. 70% of its clients do not having accounts at other financial institutions. One in five are opening an account for the first time when they become customers.
The majority of the institution’s clients are independent, low-income taxi drivers that otherwise would have limited options to own their vehicles. Acceso has a strong focus on providing CNG-based (compressed natural gas) taxi car loans. CNG-based vehicles are a cleaner and more efficient alternative to fossil fuel-powered taxis. As such, Acceso directly contributes to fighting climate change by reducing the number of polluting cars in Peru.