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A European branch network
Through our European branch network, covering the Netherlands, Belgium, the United Kingdom, Spain and Germany, we offer a credible set of banking services to thousands of business and personal customers.
Developing a European branch network is fundamental to Triodos Bank. It allows us to build and share expertise, and use it to benefit a fast-growing Triodos Bank community. By doing so to grow sustainable banking’s scale and impact.
Funds entrusted and savings, enable Triodos Bank to finance companies and organisations that benefit people, the environment and culture. An increase of the funds entrusted is an important indicator of Triodos Bank’s ability to attract sufficient funds to finance sustainable organisations.
The branches in the Netherlands, Belgium, the United Kingdom, Spain and Germany offer a variety of sustainable banking products and services, and increasingly offer a full set of services to their customers in all the countries where Triodos Bank operates.
All the sectors Triodos Bank works in qualify as sustainable and the companies and projects we finance contribute to quality of life. The growth of the loan portfolio is an important indicator of the contribution Triodos Bank makes towards a more sustainable economy.
Triodos Bank’s main focus areas are:
Renewable energy projects such as wind and solar power, biomass, hydroelectric, and energy saving projects. Organic agriculture such as projects across the entire agricultural chain, from farms, processors and wholesale companies to natural food shops. Environmental technology, such as recycling companies and nature conservation projects.
This sector includes loans to traditional businesses or non-profit organisations and innovative enterprises and service providers with clear social objectives, such as social housing, loans to fair trade businesses, integration for people with disabilities or at risk of social exclusion, and health care institutions.
This sector covers loans to organisations working in education, retreat centres, religious groups, cultural centres and organisations, and artists.
To make sure that Triodos Bank only finances sustainable enterprise, potential borrowers are first assessed on the added value they create. The commercial feasibility of a prospective loan is then assessed and a decision made about whether it is a responsible banking option. The criteria Triodos Bank uses to assess companies can be viewed on our approach to lending .