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Frequently Asked Questions

What kind of returns can investors expect?

We aim to offer savers and investors a fair return on their money. But profit is not an objective in itself. It’s a yardstick, it shows that an organisation is working efficiently.

When we consider who we will invest in, or lend to, the first thing we consider is ‘How can this contribute to sustainability?’. Then, as bankers, we ask ourselves ‘Is it viable?’.
If our professional judgement is correct, profit, and a reasonable return to investors, should follow automatically.

Read more about our approach to lending

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