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Bhartiya Samruddhi Finance ltd
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Bhartiya Samruddhi Finance ltd

Microfinance (Social)

Bhartiya Samruddhi Finance (BSFL), the flagship company of the BASIX Group in India, focuses primarily on economically active households in rural areas that are active in agriculture, cattle breeding, home production and/or in providing services. The organisation works in an integrated way by providing loans, technical assistance and support services. Apart from credit facilities, BSFL offers its clients insurance products and training programmes. Hivos-Triodos Fund has been a shareholder in BSFL since 2002; Triodos Fair Share Fund and Triodos Microfinance Fund joined in 2010. A senior officer from Triodos Bank represents the funds on the Board of Directors.

KEY INDICATORS Basix at year-end 2013:
- number of loan clients: 360,447
- percentage female clients: 67%
- percentage rural clients: 93%
- average loan amount: EUR 154
- number of savings clients: -



Whoever you are, and wherever you live in the world, you are likely to want permanent access to financial services. Microfinance banks play a crucial role providing access to finance to an increasing number of people living on low-incomes. We finance microfinance institutions because they help to build inclusive financial sectors, where the majority of people have access to financial services, leading to a sustainable basis for balanced social and economic development.