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All projects in this sector
IntelleGrow IntelleGrow Microfinance
Ipak Yuli Bank Ipak Yuli Bank Microfinance
KMF KMF Microfinance
KOMIDA KOMIDA Microfinance


Microfinance (Social)

Janalakshmi Financial Services Private Limited (Janalakshmi) is one of the three largest microfinance institutions in India, focusing primarily on the urban poor.

While Janalakshmi primarily lends through group loans, financing small and medium-sized enterprises (SMEs) remains a largely untapped market in India. A growing opportunity also exists with its innovation in technology. By using technology as the foundation of its services via cloud computing, PDAs, smart cards, and biometric devices, Janalakshmi has also become a leader in technology for financial inclusion in India.

Triodos Fair Share Fund and Triodos Microfinance Fund have provided a long to Janalaskhmi. Fifty percent of the financing of the loan will go towards expanding loans to SMEs and overall growth.

KEY INDICATORS Janalakshmi as of 31 December 2016:

- number of loan clients: 4,985,932
- number of female clients: 99%
- percentage of rural clients: 0%
- average loan amount: EUR 320
- number of savings clients: -



Whoever you are, and wherever you live in the world, you are likely to want permanent access to financial services. Microfinance banks play a crucial role providing access to finance to an increasing number of people living on low-incomes. We finance microfinance institutions because they help to build inclusive financial sectors, where the majority of people have access to financial services, leading to a sustainable basis for balanced social and economic development.

Andree Road 34/1
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560 027