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Génesis Empresarial Génesis Empresarial Microfinance
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IMON IMON Microfinance


Microfinance (Social)

Uzbekistan has a population of over 30 million and a majority of its citizens have no access to finance, specifically loans. Hamkorbank provides an opportunity for clients to access a wide variety of financial products, including micro and SME (small and medium enterprise) loans. Established in 1991, Hamkorbank has grown into a medium-sized financial institution with over 1,500 employees nationwide. The bank seeks to grow its loan portfolio through agricultural lending. With a majority of the country’s population residing in rural areas, there is great deal of potential to develop agricultural lending.

This is the first loan in Uzbekistan for the Triodos Fair Share Fund and Triodos Microfinance Fund, which enables Hamkorbank to expand its microfinance lending and develop its agricultural portfolio.

KEY INDICATORS as of 31 December 2016:

- number of loan clients: 112,436
- percentage female clients: 49%
- percentage rural clients: 22%
- average loan amount: EUR 5,623
- number of savings clients: 155,222



Whoever you are, and wherever you live in the world, you are likely to want permanent access to financial services. Microfinance banks play a crucial role providing access to finance to an increasing number of people living on low-incomes. We finance microfinance institutions because they help to build inclusive financial sectors, where the majority of people have access to financial services, leading to a sustainable basis for balanced social and economic development.

85 burber st.