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Annapurna Microfinance
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Annapurna Microfinance

Microfinance (Social)

Annapurna Microfinance is a non-banking financial institution that provides credit and insurance to only female entrepreneurs in rural and urban areas in Eastern and Central India. Annapurna Microfinance uses the group lending model which encourages women to partake in joint liability; not only holding each other accountable to the loan repayment, but also to generating success within their individual businesses.

By providing financial and non-financial services, such as guidance to running a business in addition to credit support, women are given the opportunity to improve their socio-economic well-being.

The loan by Triodos Microfinance Fund and Triodos Fair Share Fund aims to grow Annapurna’s agricultural activities and to assist the institution in developing the agricultural product offering.

KEY INDICATORS as of 31 December 2016:

- Number of loan clients: 822,479
- Percentage female clients: 100%
- Percentage rural clients: 86%
- Average loan amount: EUR 186
- Number of savings clients: -



Whoever you are, and wherever you live in the world, you are likely to want permanent access to financial services. Microfinance banks play a crucial role providing access to finance to an increasing number of people living on low-incomes. We finance microfinance institutions because they help to build inclusive financial sectors, where the majority of people have access to financial services, leading to a sustainable basis for balanced social and economic development.