Finance for Microfinance Institutions
The Triodos microfinance funds provide loans and equity investments.
Criteria
In an extensive due diligence process a potential partner is evaluated on a wide number of aspects, including the organisation’s mission and vision, context of operations, ownership structure, governance and portfolio quality.
Loans
Loans are offered in euros, US Dollars and in local currencies as well. Loans usually range from EUR 500,000 to EUR 5,000,000 (or the equivalent in another currency). Loan periods are up to a maximum of five years. Disbursement and repayment schedules can be structured in different ways, according to the needs of the borrower. It is policy to charge interest rates that are in line with market rates.
Equity
The funds participate in the share capital of a microfinance institution. Examples include microfinance banks or microfinance NGOs wanting to convert into regulated microfinance institutions and in need of additional capital. Senior Triodos Bank co-workers are represented on the Board of Directors and contribute to the governance of these banks. Our partners value the expertise we bring as a small independent bank with clear social and commercial objectives. We aim for a fair return on investment in line with what can be reasonably expected in the specific market sector.
Application procedure
If you wish to apply for finance from our funds and you are convinced your organisation fits within the strategy as explained on this website we ask you to provide the required information as described in the application form below.
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- Triodos Microfinance Fund invests in the India Financial Inclusion Fund
- Triodos Microfinance Fund invests in the India Financial Inclusion Fund
- Triodos Investment Management founding member of the Global Impact Investing Network
- A network dedicated to increasing the effectiveness of impact investing.